Blanket Coverage | No Tracking

Physical Damage & Theft Protection provides blanket all risk coverage on eligible uninsured collateral at time of repossession and for 120 days after repossession. Police reports are not required if unattainable.

Skip and Confiscation Protection covers losses caused by the inability to locate the Borrower or collateral or seized by a public office. Skip claims include professional skip tracing efforts with high success rates to help minimize claims. Repossession services are also available as part of the included skip tracing once the Borrower or collateral has been located.

Broad Form Skip and Confiscation Protection covers losses caused by the inability to locate the collateral or seized by a public office. Skip claims include professional skip tracing efforts with high success rates to help minimize claims. Repossession services are also available as part of the included skip tracing once the collateral has been located.

Non-Filing Protection Covers losses caused by improperly filed liens or unfiled liens on covered collateral

Modified ACV Protection pays the difference between the actual cash value of a vehicle and the principle loan balance in the event of a total loss up to a limit of $5,000. The actual cash value is based on an average of the NADA retail and NADA trade-in values.

Mechanical Breakdown Expense Protection Covers losses from a mechanical breakdown up to a limit of liability for the additional expense incurred for certain parts within the repossession of the insured collateral.